See our rates

E-Free Checking

Easy deposits, E-Statements, Easy on the pocket book…if making it Easy and Free is what you want, our E-Free Checking is for you!

If you enroll in KVCCU’s E-Statements and Direct Deposit your net payroll check or carry a minimum $5,000 loan balance with KVCCU, then we’ll give you a checking account with -

  • No monthly maintenance fee / no per item fees
  • No minimum balance required
  • Free E-Statements (in fact we’ll pay you $.25 for each E-Statement you receive)
  • Free It’s Me 247 Online Banking
  • Free online check images
  • Free VISA Checkcard with no ATM transaction fees

*If you do not meet the above restrictions or your loan is delinquent more that 30 days, you will be charged a $10 monthly fee.

Smart Checking

Are you a saver? If so, this is your Smart choice.

Keep a combined $2,500 balance in your Prime Share, Smart Checking and Money Market…we’ll pay you a quarterly dividend, plus checking services with -

  • No monthly maintenance fee / no per item fees
  • No minimum balance required
  • Free E-Statements (in fact we’ll pay you $.25 for each E-Statement you receive)
  • Free It’s Me 247 Online Banking
  • Free online check images
  • Free VISA Checkcard with no ATM transaction fees
  • Free money orders, official checks, wire transfers, Travelers Cheques

*Combined balances below $1,250 - $12 monthly fee / Combined balance between $1,250-$2,500 - $6 monthly fee / Combined balance above $2,500—NO FEE. *If your loan is delinquent more than 30 days, $12 monthly fee applies.

College Checking

Late night studying, pressure tests, big projects and no money…we remember! So, KVCCU lends a helping hand to our young adults in post-high school classes. If you are age 17 to 24, and enrolled in at-least 6 credit hours (or an equivalent), you qualify-

  • No minimum balance required
  • No monthly maintenance fee
  • Free VISA Checkcard
  • Free It’s Me 247 Online Banking
  • Your approved for a $500 ReadyCash Line-of-Credit
  • Write up to six free checks a month
  • Up to 8 free ATM withdrawals per month